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Navy Federal to offer 0% APR loans to eligible members facing potential paycheck disruption.

Vienna, Va. (September 22, 2025) – With the September 30 deadline to extend federal spending authorization fast approaching, Navy Federal Credit Union is once again stepping up to support its members in the event of a government shutdown. The credit union will offer 0% APR loans to eligible members whose pay may be affected, continuing a tradition of assistance seen during previous shutdowns in 2011, 2013 and 2018-2019, when nearly 20,000 members received support.

The paycheck assistance program is designed for military Servicemembers, federal employees and government contractors who are paid directly by the federal government, have their paychecks deposited with Navy Federal and would experience a disruption in income due to a shutdown.

"We understand how unsettling a potential government shutdown can be for our members and their families," said Matt Freeman, Navy Federal’s senior vice president of digital payments. "In these challenging times, it's important our members know we are here to provide dependable support when they need it most."

If a shutdown occurs, eligible members will be able to register for the paycheck assistance program starting Friday, September 26, via Navy Federal’s mobile app or website, to ensure coverage for the first impacted pay period. The credit union will continue to share updates and additional resources on its website as needed.

About Navy Federal Credit Union: Established in 1933 with only 7 members, Navy Federal now has the distinct honor of serving more than 14 million members globally and is the world’s largest credit union. As a member-owned and not-for-profit organization, Navy Federal always puts the financial needs of its members first. Membership is open to all Department of Defense and Coast Guard Active Duty, Veterans, civilian and contractor personnel and their families. Navy Federal employs a workforce of over 25,000 and has a global network of more than 365 branches. For more information about Navy Federal Credit Union, visit navyfederal.org. Federally insured by NCUA.  Equal Opportunity Employer.